NON-TRADITIONAL PRIVATE MORTGAGES

We have the right solution for your project

The solutions offered by traditional financial institutions aren't suitable for everyone. We're here to offer you an innovative alternative, designed for your situation.

NON-TRADITIONAL PRIVATE MORTGAGES

We have the right solution for your project

The solutions offered by traditional financial institutions aren't suitable for everyone. We're here to offer you an innovative alternative, designed for your situation.

YEARS of experience

An established and proven reputation.

Un bouclier noir et blanc avec une coche dessus.

relationship of TRUST

Listening to your needs and honest advice.

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SPEED

of transaction

We understand that time is money.

We invest in you

La Cité Financière offers simple, fast, and flexible private mortgage solutions. Whether you're looking for an income property, land, or an emergency situation, we offer you an affordable and hassle-free alternative to traditional banks.


Projects for which we are partners of choice:

PURCHASE

REAL ESTATE INVESTMENT

REFINANCING

DEBT CONSOLIDATION

OUR CUSTOMERS

In partnership with you

1st and 2nd mortgage (1st and 2nd rank)

Real estate investor

Self-employed workers

Loans refused by financial institutions

Transitional financing

60-day notice

Bad credit rating

Bankruptcy situation

Separation or divorce

RELIABLE SOLUTION

A smart choice for your private mortgage

At La Cité Financière, service is at the heart of our approach: attentiveness, availability, and efficiency. We guide you from start to finish for a simple, reassuring, and hassle-free experience.

NO MINIMUM CREDIT SCORE

No minimum credit score is required to obtain a loan with La Cité Financière. We favor a flexible approach based on the value of your property and your project.

QUICK MANAGEMENT OF YOUR FILE

We offer fast and efficient processing of your application. From the moment your file is opened, we make every effort to provide you with a rapid response so that you have access to your funds as quickly as possible.

PERSONALIZED SERVICE

With us, each client benefits from personalized service tailored to their financial situation. We take the time to fully understand your situation to offer you the best possible solution.

PROCESS

3 simple, hassle-free steps

La Cité Financière offers simple, fast, and flexible private mortgage solutions. Whether you're looking for an income property, land, or an emergency situation, we offer you an affordable and hassle-free alternative to traditional banks.

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Tell us about your project

Fill out a short form, send us an email, or call us. We'll ask for a few simple details and follow up to schedule a discussion with a representative. Please note that this request will not affect your credit report in any way.

CONTACT US
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Personalized support

You'll have the opportunity to speak with an experienced representative who will take the time to fully understand your situation, answer all your questions, and explain in detail the various financing options available to you. Their role is to guide you every step of the way and offer you a solution tailored to your needs.

CONTACT US
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The next step...without waiting

Once your application is approved, funds will be released quickly, allowing you to move on to the next stage of your project without delay. This saves you valuable time and allows you to bring your plans to fruition without the delays often associated with traditional financial institutions.

CONTACT US

TESTIMONIALS

Our customers' experience

Un fond blanc avec cinq étoiles noires dessus.

"I'd heard about you several times, and I don't regret choosing you as my private lender. It seems you have experience and are good at what you do. I recommend you. Thanks again."

-Robert

Un fond blanc avec cinq étoiles noires dessus.

“Thank you for granting me the loan and for helping me make my project a reality. Your professionalism and efficiency made the whole process much easier!”

-Isabelle

FAQ

We answer all your questions

  • How is a private mortgage different from a bank loan?

    A private mortgage is more flexible, faster to qualify for, and is based primarily on the value of the property, rather than credit score or income.

  • What are the eligibility criteria for obtaining a loan from La Cité Financière?

    The eligibility criteria for a loan at La Cité Financière are flexible and accessible. Approval is based primarily on your home equity, with no minimum credit score or traditional proof of income required. The process is fast, with a response time of less than 24 hours.

  • What types of projects are eligible for your financing products?

    • Real estate investment projects: financing for the purchase or renovation of properties for investment purposes.
    • Real estate purchase: financing for the acquisition of residential or commercial properties.
    • Mortgage refinancing: obtain cash using the equity in your property.
    • Major renovations: financing for major renovations.
    • Debt consolidation: consolidate your debts into a single monthly payment.
    • Bridge financing: short-term loans to meet a temporary cash need.
    • Share buyout in case of separation or divorce: financing to buy out your ex-spouse's share.
    • Other: visit this page or contact us to find out more.

    Each request is assessed individually to provide a solution tailored to your situation.

ANY OTHER QUESTIONS?

Let's discuss your project

Don't hesitate to contact us today. Our dedicated team will discuss your project with you and advise you on the best product for your needs.